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City or Township Devon, PA Postal Code 19333, PA Neighborhood Neighborhood, Devon, PA School District School District, County, PA Listing Service Area Area, PA Address 123 Main St, Devon, PA Street Main St, Devon, PA Listing ID #123456
Buyers & Sellers Real Estate Tips
What are the advantages of owning a home?
There are many. Among the most appealing: you own it, which gives you, instead of a landlord, control of your living space. Other benefits stem from potential tax savings and the build up of equity as your property likely appreciates in price over time. Equity can be used to help put children through college, purchase a second home, or make home improvements.
The mortgage interest paid on a home loan is tax deductible, as is the local property tax. If you get a fixed-rate home mortgage loan, you also can invest more wisely knowing your monthly mortgage payment, unlike rent, will not change substantially.
What is the first step to buying a home?
Make sure you are ready - psychologically and financially. Ask yourself the following questions: Do I have steady income? Is my debt lower than my total income? Do I have enough money to pay for the down payment and closing costs? Am I working hard enough to improve bad credit?
A house needs constant care and attention. Also ask yourself if your budget will allow for unexpected repairs and upkeep. Once you can honestly answer "yes" to these questions, you are several steps ahead of the game and that much closer to becoming a homeowner.
How much can I afford?
The general rule of thumb is that you can buy a home that costs about two-and-one-half times your annual salary. A good REALTOR® or lender can determine how much you can afford and estimate the maximum monthly payment based on the loan amount, taxes, insurance and other expenses.
Is it best to save for the ultimate dream home or begin with a less expensive starter home?
It can take a long time to save for that perfect dream home. Meanwhile, the market has been flooded with some of the most favorable mortgage interest rates in years. Low rates make housing more affordable, which is why so many buyers have jumped on the home buying bandwagon.
Home-price appreciation has also been strong, making very solid gains in communities across the country. In fact, home prices are expected to increase 2.5 percent to 3 percent annually over the next five years.
If you purchase a starter home today, you can potentially begin to build value that can lead to the purchase of a larger, or more desirable, trade-up home in the future.
How do you decide whether to add on to an existing home or purchase a new one?
There are a few things to consider, including cost, individual needs, and what will add value down the road. Also important: your emotional attachment to the existing home. As designer and builder Philip S. Wenz, the author of Adding to a House: Planning, Design & Construction, notes, an addition is much cheaper than building a new home and can offer a "new" home without the heartache of moving.
- Can you finance the home improvement with your own cash or will you need a loan?
- How much equity is in the property? A fair amount will make it that much easier to get a loan for home improvements.
- Is it feasible to expand the current space for an addition?
- What is permissible under local zoning and building laws? Despite your deep yearning for a new sunroom or garage, you will need to know if your town or city will allow such improvements.
- Are there affordable properties for sale that would satisfy your changing housing needs?
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Seller: "We were very happy and satisfied with the sale of our home. Heather and the Jones Home Experience were wonderful. From the moment they walked through our home, to having a home stager tell us exactly how our rooms needed to look for our best chance to sell. With any question or concern they were a phone call, text, or email away! Our home went on the market on a Thursday with showings starting Saturday and two offers by the end of Saturday. Our home was priced perfectly for the market and we could not have been happier! We would and do recommend them to anyone in the market to buy or sell!" Tom & Kristin Brookover, West Chester PA
Buyer: "Dear Heather, Thank you so much for all the help of you and your sister. We truly enjoyed working with you and appreciated your energy, dedication and professionalism. " - Angie & Frank Polizzi, Devon, Pa
Seller: “Heather did a great job selling our home! She was professional, knowledgeable and very responsive! Every time we needed her she was there answering our many questions. My husband gets bend out of shape quite easily and she was perfect in calming him down. We interviewed 4 realtors before deciding on Heather and feel like we definitely made the best choice!!! She was wonderful in every way and we would recommend her to anyone wanting to sell their home!” -Terry and Steve Belote, West Chester PA
Buyer: "We could not have been more comfortable and satisfied with the way that you handled our search and purchase of our home. We will certainly be sending others your way." - Jackie Evans and Stan Ewing, Villanova, Pa
Buyer: “Heather & Marie are the best realtors we’ve ever used. Even though we now have family in the business, we will still only recommend Jones Home Experience.” -Nicole and Brian Harris, Downingtown PA
Buyer: "Marie was an asset to us in our transition. She asked us questions to meet our needs in the housing choice. Marie was flexible enough to adjust to our days and times. Best Real Estate agent we have ever had!" - James and Betsy Michaud, Chaddsford, Pa
Seller and Buyer: "We hired Heather Jones Rajotte and the Jones Home Experience Team to both sell a residence in Berwyn and to help us find a new home in Malvern. We didn't know Heather prior to the transactions, but we quickly learned her comprehensive and flexible approach. Unlike many service providers, Heather made specific promises and delivered on those promises almost perfectly to plan. We would recommend her professional services without hesitation." -Bob & Anne Haracz, Malvern PA
Buyer: "I wanted to let you know how much Vic and I appreciated your professional approach to house hunting. Your honesty and assertiveness helped us find the home right for us! Thanks for your patience too." - Vic and Kathy Worry, Royersford, Pa.
Buyer: "Marie was very knowledgeable of the properties that were of interest to us and listened to what our needs were. We thought Marie did an outstanding job and we enjoyed the days we spent with her-hard work-but worth it! " - Richard and Pam Bak, Audubon, Pa.
Buyer: "We count ourselves very fortunate to have used the services of your Realtor, Marie Jones. Marie was a delightful, extremely energetic yet very easy going individual. More important was her compassion and expressed understanding of an unrequested relocation. Marie was always prepared for us each day that we went community and house hunting with prepared lists of properties and maps outlining our route for the day in addition to her own great store of information of each area. She certainly demonstrated great patience in listening and responding to our comments at each stop. Understanding our situation, she worked late into the evening to complete each day and prepare for the next. It certainly was our great pleasure to have worked with such a unique individual who very obviously enjoyed what she was doing and knew very well how to do it. " - Tom and Ann Massey, Wayne, Pa.
Buyer: "We saw our dream home online and contacted Heather to learn it was under agreement and were disappointed. The home came back on the market and Heather immediately called me to let me know it was available. I was in the house within 20 minutes and immediately made an offer. Heather knew ALL about the neighborhood, schools, and area (which we were not familiar with) and has and continues to answer all our questions and has provided us exceptional service and has a great knowledge of the market. I have been a licensed real estate agent in a different state for over 10 years and have done many real estate transactions, and our closing was the easiest, most pleasant transaction I have ever experienced. Heather is 100% upfront, discloses everything and anything, and is absolutely HONEST. Finding a knowledgeable, hard working, HONEST agent is like finding a needle in a haystack, but Heather provides it with a smile!" - Kelsey & Robert McLean, West Chester PA
Seller: "My wife and I are boundless in our praise of Marie Jones. From the beginning it was evident that her experience, gracious manner and intuitive knowledge of her profession -- all would be welcome assets in our undertaking. She had powerful and complete presentation pieces, a grasp of current conditions and appreciation and empathy with our needs and plans. The venture of selling our home loomed as a journey filled with pitfalls and traps. Instead, Marie converted the undertaking to an adventure we will always pleasantly remember." - John and Dod Kulp, Wayne, Pa.
Seller: "Marie and Heather's dedication, spirit of confidence, and can-do hands-on approach exceeded my expectations. Their experience, handling of the process from the initial market analysis, staging, showings, negotiations, inspections, and closing, was streamlined, efficient and rapid. They made themselves readily available at any time to answer questions, while providing timely updates, which made me fill I was their # 1 client. " - Lou Franzini, Exton
Seller & Buyer: "Let me tell you how pleased we were with the completely professional manner in which you marketed our home. From the initial presentation through the weekly reports that you provided us, you do your profession great honor." - Joe and Kathy Tamney, Devon, Pa.
Seller & Buyer: "Outstanding! Exceeded expectations! Have Marie Jones train all your sales force in excellence. We have already recommended Marie to my company for relocation of employees and to individuals outside our firm. I truly cannot say enough good about Marie. She has been of limitless assistance in helping us get to know the area, purchase a home, find local shops and restaurants and so much more. " - John and Karen Styslinger, Newtown Square, Pa.
Buyer: "From the moment we first met Heather, we knew we were in good hands. It's rare anymore to feel like someone really has your back when money is involved. My Wife and I felt strongly that Heather's knowledge of the geographic area, housing market, and school systems was top notch. Heather took us to dozens of properties, and we were very tough customers. Heather never once got annoyed or showed any signs of frustration (I know I would have). Even when we had to deal with other vendors/contractors/lenders, Heather was on the front lines making sure things went smoothly, and that we were happy and informed. Heather is much more than a great realtor, she's a great person, and we would recommend her to anyone looking for their next home!" - Katie & Luke Adkins, West Chester PA
Seller & Buyer: "Marie Jones is a real trooper. She sold this property to us and eventually for us. Neither event transpired in one of my finest hours. Marie balanced covering all the bases in a professional manner and also making a difficult client feel catered to on both occasions. She showed infinite patience, willingness to go well beyond the call of duty to please us, and never hesitated to seek out hard answers to bizarre questions or requests for special handling. Treat her well--she is a valuable asset. " - Dave and Phyllis Wright, Ardmore, Pa.
Seller & Buyer "We know it was your service, expertise,and marketing that facilitated the sale of our home in 45 days during the housing market downturn. In addition, Marie & Heather helped us find the home of our dreams. Even on inspection day when multiple issues were found you still made it happen! You went above and beyond in service by obtaining quotes and scheduling contractors to come and fix the issues. We never thought we'd have the major issues taken care of by the seller but your mannerisms and negotiations sealed the deal." - Lauren and Randy Graham, Downingtown
Seller & Buyer "It is always refreshing to find individuals who have the ability and are willing to take the time to make real estate transactions less intimidating than they usually happen to be. Marie succeeded in "going the extra distance" for us over the past few harrowing months of selling and buying a home. She followed through as she said she would and sold our home in but 8 weeks in a very difficult market. She made both the sale and purchase of our homes less stressful and handled the details in an efficient and expeditious manner. " - Frank and Maureen Makovetz, King of Prussia, Pa
Seller & Buyer "Marie is an outstanding professional--also totally classy and downright nice." - Patricia Carty, Berwyn, Pa.